Updated
Updated · Kiplinger's Personal Finance · Jul 18
US Median Home Listing Price Falls 2.5% to $430,000 as Price Cuts Hit 18.8%
Updated
Updated · Kiplinger's Personal Finance · Jul 18

US Median Home Listing Price Falls 2.5% to $430,000 as Price Cuts Hit 18.8%

3 articles · Updated · Kiplinger's Personal Finance · Jul 18

Summary

  • $430,000 was the national median listing price in June, down 2.5% from a year earlier and marking the eighth straight month of annual asking-price declines.
  • Realtor.com said buyers gained leverage as 18.8% of active listings saw price reductions and active inventory rose 1.9% year over year, giving shoppers more options and fewer bidding-war pressures.
  • 53 days was the median time on market, unchanged from a year earlier after 26 months of annual increases, suggesting homes are no longer taking longer to sell even as sellers turn more flexible.
  • Regional conditions still diverge: active listings in the South and West now slightly exceed pre-pandemic levels, while the Northeast remains 47.3% below them and asking prices there are still up 12.6% since June 2022.

Insights

As AI inflates some city prices, is the rest of the U.S. housing market facing a prolonged, painful correction?
With homeowners 'locked-in' by low rates, what will finally break the housing market's dangerous inventory gridlock?
Can new laws fix the housing crisis when the Fed and AI booms are pulling markets in opposite directions?