Updated
Updated · CNBC · Jul 26
Trump Accounts Reach 7 Million Signups, Offering $1,000 Deposits for Eligible Children
Updated
Updated · CNBC · Jul 26

Trump Accounts Reach 7 Million Signups, Offering $1,000 Deposits for Eligible Children

3 articles · Updated · CNBC · Jul 26

Summary

  • About 7 million children have been enrolled in Trump Accounts, Treasury Secretary Scott Bessent said, up from 6.5 million earlier this month as the program expands weeks after its July 4 launch.
  • Bessent called it the most successful government launch ever, saying early enrollments have outpaced other digital platforms and products and could widen stock ownership among families with little market exposure.
  • Children under 18 with a Social Security number can open the 530A accounts, while those born from 2025 through 2028 qualify for a one-time $1,000 Treasury deposit and relatives can add up to $5,000 a year.
  • Those contributions are invested in S&P 500-tracking exchange-traded funds; McKinsey estimated the program could build $80 billion to more than $900 billion in assets over a decade, depending on participation and sustained contributions.

Insights

Are scammers already targeting the new child savings accounts before most parents even know how to enroll?
Could claiming a free $1,000 for your newborn actually ruin their chances for college financial aid decades later?
Will a new wealth-building program meant to help everyone actually leave non-investing families further behind?