US Foreclosure Filings Jump 21% as Non-White ZIP Codes Face Nearly 3 Times the Rate
Updated
Updated · WTVD-TV · Jul 24
US Foreclosure Filings Jump 21% as Non-White ZIP Codes Face Nearly 3 Times the Rate
3 articles · Updated · WTVD-TV · Jul 24
Summary
ABC News found US foreclosure filings rose 21% in the first half of 2026, with predominantly non-White ZIP Codes recording foreclosure rates nearly triple the national average.
The disparity comes even as layoffs remain near historic lows, suggesting housing costs and ownership burdens—not broad job losses—are driving distress.
In North Carolina, Triangle agents said stronger equity, employment and population growth have kept the region more stable than harder-hit markets despite pockets of elevated filings.
ZIP codes starting with 275 logged more than 5,400 foreclosures from 2020 to 2025, while 283-area ZIP codes saw more than 7,000; ethnic minorities made up 36% and 44% of affected homeowners, respectively.
Agents said local foreclosure levels still average about 200 a year, framing the increase as a return toward pre-pandemic norms rather than a repeat of pandemic-era housing turmoil.