Updated
Updated · Pasadena Now · Aug 3
Pasadena Weighs 2 Fund Replacements for $472.8 Million 457 Plan as It Eyes Target-Date Delegation
Updated
Updated · Pasadena Now · Aug 3

Pasadena Weighs 2 Fund Replacements for $472.8 Million 457 Plan as It Eyes Target-Date Delegation

1 articles · Updated · Pasadena Now · Aug 3

Summary

  • Aug. 4's Pasadena committee meeting will review swapping out two underperforming funds in the city's $472.8 million 457 plan, a key retirement vehicle for city employees.
  • MFS Value—holding about $15.5 million—would be mapped to a Putnam large-cap value strategy, while Invesco Global, with about $5 left after an earlier transfer, would move to the existing American Funds EUPAC option.
  • Three other funds would remain on watch: MFS Growth at $44.4 million, Vanguard International Value at $4.4 million and MFS Mid Cap Growth at $7.1 million; the committee will also discuss watch options for Allspring Special Mid Cap Value.
  • Target-date funds, which hold roughly 36% of plan assets, could be shifted to discretionary management by Fiduciary Consulting Group, a move the report says may secure institutional pricing, add no extra consultant fee and shift fund-selection liability from the committee.
  • The recommendations come after a strong second quarter for markets, with the S&P 500 up 15.2% and the Russell 2000 up 21.5%; the plan's stable value option was also renamed Franklin Stable Value Fund effective July 15.

Insights

Could replacing these underperforming funds actually cost city employees more in hidden transition fees?
What hidden metrics keep millions in underperforming mutual funds on the watch list despite a booming market?
Why is Pasadena's retirement committee suddenly moving to shift its fiduciary liability to an outside consultant?