Missouri, Kansas ACA Insurers Seek 10% to 35% Premium Hikes for 2027
Updated
Updated · The Beacon · Aug 6
Missouri, Kansas ACA Insurers Seek 10% to 35% Premium Hikes for 2027
3 articles · Updated · The Beacon · Aug 6
Summary
Average 2027 ACA premium increase requests in Missouri and Kansas range from 10% to 35%, with every insurer in the Kansas City-area individual marketplace seeking higher rates.
UnitedHealthcare filed the steepest request in Kansas—up to 34.8% on average, with some plans rising 36.48%—citing a 95.85% medical loss ratio, higher provider and drug costs, and more expensive care.
Enrollment declines are adding pressure: Missouri ACA sign-ups fell 25% to 260,999 by February, while Kansas dropped about 20% to 143,880 after enhanced federal premium tax credits expired.
Missouri and Kansas regulators are now reviewing the filings, taking public comments before final rates are due by Oct. 31; Missouri's comment deadline is Aug. 31.
The increases could signal broader cost strain beyond the marketplace, with small-group plans for businesses in both states also projecting 2027 premium hikes of roughly 9% to 19%.