Yokota Teens Build Budgets at 1-Hour Finance Workshop as 42% Fear Future Money Shortfalls
Updated
Updated · Stars and Stripes · Aug 11
Yokota Teens Build Budgets at 1-Hour Finance Workshop as 42% Fear Future Money Shortfalls
1 articles · Updated · Stars and Stripes · Aug 11
Summary
Three Yokota High students attended a free Aug. 7 workshop at Navy Federal Credit Union, where they turned imaginary paychecks into budgets covering food, insurance, entertainment and pet costs.
Katrina Kyllo, a certified financial presentation specialist, used profession cards tied to different incomes to show how quickly earnings shrink once everyday living expenses are added.
Students said the exercise sharpened their understanding of credit, budgeting and saving, with one senior saying it showed him where every dollar goes and another saying it filled gaps in his knowledge.
The hourlong class is designed for teens and typically draws 10 to 12 students on request, reflecting Navy Federal's community education effort at Yokota Air Base.
A 2025 Junior Achievement USA and MissionSquare survey of 1,000 U.S. teens found 42% were terrified they would not have enough money for future needs and goals.