Updated
Updated · Bloomberg · Aug 11
NY Fed Says US Consumer Loan Delinquencies Fell to 4.7% in Q2
Updated
Updated · Bloomberg · Aug 11

NY Fed Says US Consumer Loan Delinquencies Fell to 4.7% in Q2

3 articles · Updated · Bloomberg · Aug 11

Summary

  • 4.7% of US consumer loan balances were at least 30 days overdue in the second quarter, down slightly from the prior quarter, the New York Fed said Tuesday.
  • Some measures of newly delinquent debt also eased, pointing to a modest improvement in household credit performance rather than just a smaller stock of overdue loans.
  • The report adds official support to other Q2 signs of stabilization in consumer credit after Equifax said total household debt held near $18.25 trillion while delinquencies improved across auto, bankcard and mortgage loans.

Insights

With consumer debt hitting $18 trillion, what hidden financial buffer is keeping the economy from crashing?
Why are student loans quietly collapsing while the rest of the credit market magically stabilizes?
Are Americans secretly draining their home equity just to survive the rising cost of living?