Updated
Updated · ING Think · Aug 12
US July Deficit Hits $432 Billion as 10-Year Treasury Yield Eyes 4.75%-5%
Updated
Updated · ING Think · Aug 12

US July Deficit Hits $432 Billion as 10-Year Treasury Yield Eyes 4.75%-5%

3 articles · Updated · ING Think · Aug 12

Summary

  • $432 billion in July red ink added fresh pressure to Treasuries, helping keep yields elevated even after a benign U.S. CPI reading.
  • Higher real yields, not inflation fears, drove the move as markets had already priced a tame inflation backdrop and saw little reason to rally the long end.
  • The cumulative fiscal deficit has reached $1.8 trillion—about $170 billion above 2025—raising expectations of heavier issuance that could push up long-dated borrowing costs.
  • Tariff income had partly masked the gap, but refunds and a weakening underlying budget picture are now eroding that support.
  • ING sees the 10-year Treasury yield trending toward 4.75% to 5%, with a $25 billion new 30-year bond sale next as investors test demand.

Insights

With national debt interest topping $1 trillion, what hidden breaking point awaits the U.S. economy if borrowing continues this explosive trajectory?
Billions in tariff refunds are bleeding the budget, but will this massive corporate windfall actually lower retail prices for everyday consumers?
As Medicare faces a 2033 insolvency cliff, how will the surge in expensive new drug treatments rewrite the future of senior healthcare?