Updated
Updated · CNBC · Aug 12
CNBC Select Names 7 Retirement Planning Tools, With Fidelity Taking Top Spot
Updated
Updated · CNBC · Aug 12

CNBC Select Names 7 Retirement Planning Tools, With Fidelity Taking Top Spot

2 articles · Updated · CNBC · Aug 12

Summary

  • Seven retirement planning tools made CNBC Select’s latest list, with Fidelity ranked best overall and SoFi, Betterment, Boldin, Empower, Charles Schwab and Rocket Money each leading a specific use case.
  • More than a dozen apps and platforms were screened on cost, features, ease of use, security and retirement-specific functions such as Social Security estimates, Roth conversion modeling and account syncing.
  • Fidelity stood out for broad free planning tools, linked-account visibility and calculators covering retirement income, required minimum distributions and Roth conversions, making it useful before and during retirement.
  • Other picks split by need: SoFi for beginners, Betterment for automated investing, Boldin for deeper scenario modeling, Empower for free tracking, Schwab for banking-plus-investing and Rocket Money for freeing cash to save.
  • The roundup reflects growing demand for do-it-yourself retirement planning tools that can replace some early-stage work traditionally handled by financial advisers.

Insights

Could relying solely on free retirement apps give you a false sense of security and jeopardize your financial future?
Since standard retirement apps often exclude long-term care, how can you protect your nest egg from unexpected six-figure medical bills?