Alaska Retirees Keep $286,000 by Age 79 as Indiana Households Retain Just $84,747
Updated
Updated · Newsweek · Aug 13
Alaska Retirees Keep $286,000 by Age 79 as Indiana Households Retain Just $84,747
1 articles · Updated · Newsweek · Aug 13
Summary
IntegraCredit’s 13-year model found Alaska retirees end up with $286,000 at age 79, ahead of Maryland at $282,217 and Virginia at $276,679, while Indiana ranked last at $84,747.
Retirement income drove most of the gap: Alaska households averaged $36,023 a year versus $20,542 in Indiana, and the study used the same $524,682 spending assumption across all states.
Nationally, a typical household starts retirement at 67 with $342,383 in net worth and $27,617 in annual income, then retains about $176,722 by age 79 after estimated spending of $524,682.
Longevity raises the risk of running short, with U.S. life expectancy hitting 79 in 2024; under the model, average savings turn into a $5,089 deficit by age 98 and $24,227 by age 100.
Advisers cited income, taxes and planning flexibility as key variables, while warning the rankings do not reflect state-by-state living costs and should not be read as a simple guide to the cheapest places to retire.