Updated
Updated · WPTV News Channel 5 West Palm · Aug 13
24/7 Wall St. Finds $600,000 Florida Retirement Cost Gap Between Coasts
Updated
Updated · WPTV News Channel 5 West Palm · Aug 13

24/7 Wall St. Finds $600,000 Florida Retirement Cost Gap Between Coasts

3 articles · Updated · WPTV News Channel 5 West Palm · Aug 13

Summary

  • $1.15 million in invested assets is needed to fund a retirement lifestyle on Florida's Atlantic Coast, versus about $550,000 on the Gulf Coast, according to a new 24/7 Wall St. report.
  • Housing and insurance drove much of the divide, with the analysis based on a three-bedroom home near the water and pointing to sharply higher wind and flood coverage on the Atlantic side.
  • Delray Beach or Stuart could add as much as $20,000 a year in living costs, the report said, largely because of insurance premiums and higher property taxes.
  • Property taxes are already a political issue in Florida, where voters will decide in November on a referendum to raise the homestead exemption and cut tax bills.
  • The findings underscore how Florida's long-running appeal to retirees is increasingly split between a pricier southeast coast and a more affordable Gulf Coast.

Insights

What makes a waterfront retirement on Florida's Atlantic Coast cost a staggering $600,000 more than just across the state?
Why might saving half a million dollars by retiring on Florida's Gulf Coast come with a hidden, catastrophic price tag?
Could Florida's upcoming 2026 property tax vote secretly bankrupt local cities while promising retirees massive savings?