Korea Household Credit Tops $1.41 Trillion in Q2 as Home and Stock Loans Climb
Updated
Updated · 코리아타임스 · Aug 16
Korea Household Credit Tops $1.41 Trillion in Q2 as Home and Stock Loans Climb
3 articles · Updated · 코리아타임스 · Aug 16
Summary
South Korea’s household credit is certain to have exceeded 2,000 trillion won in the second quarter after ending March at a record 1,993 trillion won.
At least 21 trillion won in additional household loans during Q2 pushed the total past the threshold, driven by mortgage borrowing and rising stock-backed loans.
The March total was up 14 trillion won from end-2025, marking a seventh straight quarterly increase even as growth slowed for a second consecutive quarter.
Government measures to cool the housing market and curb debt have yet to dent home demand, while a stock-market bull run has added to borrowing pressure.
For full-year 2025, household credit rose 56.1 trillion won, or 2.9%, from a year earlier—the fastest annual growth since 2021.