Updated
Updated · asiae.co.kr · Aug 18
Private Credit Distressed Loans Hit 2017 High as Non-Accrual Ratio Climbs to 2.8%
Updated
Updated · asiae.co.kr · Aug 18

Private Credit Distressed Loans Hit 2017 High as Non-Accrual Ratio Climbs to 2.8%

3 articles · Updated · asiae.co.kr · Aug 18

Summary

  • Solve data showed the median non-accrual loan ratio at the 20 largest private-credit BDCs rose to 2.8% in the second quarter from 2.0% in March—the highest distressed-loan level since 2017.
  • Higher rates are squeezing borrowers backed during the 2020-2021 low-rate buyout boom, leaving some companies using most of their cash flow to service interest rather than invest or grow.
  • Listed lenders are already absorbing the strain: portfolios shrank in Q2 as sales and repayments outpaced new lending, FS KKR Capital posted a 7.1% distressed-loan ratio, and BlackRock's TCPC sold $523 million of loans.
  • The deterioration adds to warnings from Golub Capital and Fitch, which said private-credit defaults hit a record high in July, though managers such as Blue Owl argue problems remain limited and most loans are still paying on time.

Insights

Are major banks secretly exposed to massive losses through their heavy lending to seemingly isolated private credit funds?
Could the hidden surge in payment-in-kind interest trigger the next major financial crisis before regulators even notice?
Will AI-driven disruption in the software sector be the catalyst that bursts the two trillion dollar private credit bubble?