Updated
Updated · Business Insider · Aug 26
Klines Turn $40,000 Debt Into $1 Million Net Worth With Online Business
Updated
Updated · Business Insider · Aug 26

Klines Turn $40,000 Debt Into $1 Million Net Worth With Online Business

1 articles · Updated · Business Insider · Aug 26

Summary

  • $40,000 in student-loan debt and mismatched work schedules pushed Kelan and Brittany Kline to rethink their finances, a shift that eventually led them to quit their jobs and build a seven-figure business.
  • The couple said a dinner-table planning session clarified their goal—more family time, flexibility and control—and led them to launch personal finance site The Savvy Couple.
  • The business was slow to start: neither had a tech background, they taught themselves WordPress and marketing, and it took nearly a year to earn their first $50.
  • By 2020, their household net worth had topped $1 million, including their businesses, investments and home, with a current seven-figure balance shown in a Rocket Money account screenshot reviewed by Business Insider.
  • Looking back, the Klines said alignment on lifestyle goals mattered more than any single tactic, while scalable online income proved more attractive than a local service business.

Insights

What happens to a marriage when a side hustle replaces two full-time incomes and traditional routines?
How did this couple survive an 80 percent traffic crash to still earn over a million dollars?
Could the secret to escaping massive student debt really be hidden in a simple Venn diagram?