Updated
Updated · CNN · Aug 26
US Consumer Spending Stalls in July as PCE Inflation Holds at 3.7%
Updated
Updated · CNN · Aug 26

US Consumer Spending Stalls in July as PCE Inflation Holds at 3.7%

3 articles · Updated · CNN · Aug 26

Summary

  • Inflation-adjusted US consumer spending was flat in July after a 0.4% gain in June, signaling a sharp loss of momentum in household demand.
  • The Fed’s preferred PCE inflation gauge rose 0.2% on the month and held at 3.7% annually, above forecasts for 0.1% monthly growth and a 3.6% yearly rate.
  • A 3% saving rate and a 0.4% rise in after-tax income helped cushion households, even as inflation has recently outpaced wage growth.
  • Services drove the nominal 0.2% spending increase, while goods purchases fell in categories including gasoline, vehicles and home furnishings; Amazon’s earlier Prime Day likely pulled some demand into June.
  • The July slowdown adds to signs consumers may be turning more cautious as energy costs, a softer labor market and years of elevated inflation weigh on spending.

Insights

Why did U.S. consumers stop increasing real spending in July even as incomes rose and restaurant demand stayed strong?
If goods spending is falling but services and dining out remain resilient, what does that reveal about the next phase of the U.S. economy?
Is higher saving a sign of healthier household finances, or a warning that sticky inflation is finally changing consumer behavior?