Investor Weighs Bond Shift in $800,000 Roth IRA as Father Presses 100% Stocks
Updated
Updated · Yahoo Finance · Aug 30
Investor Weighs Bond Shift in $800,000 Roth IRA as Father Presses 100% Stocks
3 articles · Updated · Yahoo Finance · Aug 30
Summary
$800,000 in a Roth IRA has left a 56-year-old investor seeking advice on whether to add fixed income despite a father’s insistence on staying fully in stocks.
The pressure stems from the account’s history: the investor says the parents funded the Roth every year and the father argues that support gives him a say over strategy.
The investor is balancing that against retirement realities — no current income, a partner supporting the household, a planned $5,000 monthly pension at 65 and delayed Social Security at 70.
The advice response sided partly with both views, saying an all-stock allocation can work for someone with a long horizon and high risk tolerance, but that the final decision belongs to the account owner.