Updated
Updated · Newsweek · Sep 2
US Housing Market Slows in August as Pending Sales Slip 0.2% and Mortgage Rates Hit 6.66%
Updated
Updated · Newsweek · Sep 2

US Housing Market Slows in August as Pending Sales Slip 0.2% and Mortgage Rates Hit 6.66%

3 articles · Updated · Newsweek · Sep 2

Summary

  • Pending home sales fell 0.2% year over year in August—the first annual decline since November 2025—while contract signings dropped 3.7%, extending a second straight monthly slowdown.
  • Mortgage rates climbed to 6.66% in August from 5.98% in late February, squeezing affordability alongside still-high prices and broader economic uncertainty tied to the Iran war.
  • $424,500 was the national median list price in August, down 1.3% from a year earlier, while 20.4% of active listings saw price cuts and delistings fell 12.6%, showing sellers are staying in the market longer.
  • Active listings rose 3.6% to 1.14 million—the fastest annual inventory growth this year—though supply remained 11.1% below pre-pandemic norms, underscoring a persistent housing shortage.
  • September will hinge on delistings, price-cut behavior and whether softness spreads beyond the South and West, with the Midwest and Northeast now showing rising inventory and price-cut rates.

Insights

With mortgage rates climbing and sellers finally slashing prices, is the U.S. housing market on the brink of a historic shift this fall?
Why are home sellers refusing to pull their listings even as buyer demand vanishes and properties sit unsold for months?
As Sun Belt home prices drop and inventory piles up, are we witnessing the end of the post-pandemic real estate boom?