Updated
Updated · Yahoo Finance · Sep 3
U.S. 30-Year Mortgage Rate Hits 6.71% as Fed Hike Odds Near 50-50
Updated
Updated · Yahoo Finance · Sep 3

U.S. 30-Year Mortgage Rate Hits 6.71% as Fed Hike Odds Near 50-50

3 articles · Updated · Yahoo Finance · Sep 3

Summary

  • Freddie Mac’s average 30-year fixed mortgage rate climbed to 6.71% through Wednesday, up from 6.66% a week earlier and the highest since June 2025.
  • Warsh’s speech last Friday pushed markets to price in a possible September Fed increase, with traders seeing roughly even odds of a 25-basis-point hike.
  • The 10-year Treasury yield has risen sharply in recent weeks during a global bond selloff as investors grow more concerned about inflation, lifting mortgage rates that closely track it.
  • Mortgage News Daily showed an even steeper move, with Wednesday’s average mortgage rate at 6.91%, while Zillow listed 15-year fixed purchase loans at 6.00%.

Insights

With mortgage rates hitting yearly highs, could the real culprit behind your expensive home loan be government deficits rather than just inflation?
If current mortgage rates are historically normal, why does the housing market feel completely paralyzed for today's average homebuyer?
As housing inventory stays tight despite 6.71% rates, are buyers permanently locked out of the market by pandemic-era price anchors?