Nitin Kaushik Says Rs 10,000 Monthly at 25 Can Grow to Rs 7 Crore by 65

1 articles · Updated · The Economic Times · Sep 2

Rs 10,000 invested monthly from age 25 for 10 years could build about Rs 23 lakh by 35 and reach roughly Rs 7 crore by 65 at a 12% CAGR, CA Nitin Kaushik said.
Kaushik’s point was that investors in their 20s have more time than money, giving compounding decades to work even if monthly contributions start small.
That early corpus, he argued, can do more than fund retirement: it can create career flexibility to accept a lower-paying role, start a business or leave a toxic job.
His broader message was that delaying investing forces people to contribute far more later to reach the same target, because time—not just money—drives long-term wealth.