Updated
Updated · The Philadelphia Inquirer · Sep 6
Consumers Get 20 Money-Saving Tips as Costs Outpace Wages
Updated
Updated · The Philadelphia Inquirer · Sep 6

Consumers Get 20 Money-Saving Tips as Costs Outpace Wages

3 articles · Updated · The Philadelphia Inquirer · Sep 6

Summary

  • 20 practical steps aim to help U.S. households cut spending without feeling deprived, from delaying purchases and buying used to auditing subscriptions and avoiding scams.
  • More than $50,000 for a new car, 25% to 30% credit-card APRs and over $1,000 a year in subscriptions show how routine expenses can quietly drain budgets.
  • Shopping around is a recurring theme: Consumers’ Checkbook says many policyholders can save $500 a year on insurance, while a 15% cheaper grocery store can save a $300-a-week family $2,340 annually.
  • Other high-impact moves include keeping cars and phones longer, cooking more instead of using delivery apps, comparing prescription prices and getting three to five fixed-price bids for home repairs.
  • The advice comes as housing, rent, groceries, insurance, utilities and childcare have risen faster than wages for several years, squeezing household finances across the U.S.

Insights

Could the secret to beating inflation lie in simply ignoring the sensible-sounding upgrades retailers push on you every day?
If extended warranties only pay out pennies on the dollar, what hidden alternatives actually protect your appliances without draining your wallet?
Why are financial experts warning that your favorite credit card rewards program might actually be trapping you in debt?