Updated
Updated · Asbury Park Press · Sep 7
New Jersey Ranks 6th-Least Affordable for Retirees in 2026 as Rent Hits $1,554
Updated
Updated · Asbury Park Press · Sep 7

New Jersey Ranks 6th-Least Affordable for Retirees in 2026 as Rent Hits $1,554

2 articles · Updated · Asbury Park Press · Sep 7

Summary

  • New Jersey placed sixth among the least affordable U.S. states for retirees in 2026, reflecting high living costs that can strain fixed retirement incomes.
  • Housing drove much of the ranking: a one-bedroom apartment costs a median $1,554 a month, the median home sale price is $527,000, and the state's property tax rate is 1.88%.
  • Other routine expenses also remain elevated, with groceries at $226 a month, regular gas at $4.52 a gallon and Medicare Advantage premiums at $25.23 a month.
  • Retirement Living said some retirees are responding by downsizing or moving to cheaper states; West Virginia ranked most affordable, while California was least affordable for a second straight year.

Insights

Despite top-tier healthcare and new tax relief programs, is fleeing New Jersey the only way to financially survive retirement in 2026?
With a projected $53,100 annual funding gap, what hidden expenses are secretly pushing New Jersey seniors out of their lifelong homes?