Updated
Updated · Yahoo Finance · Sep 8
U.S. 30-Year Mortgage Rate Falls to 6.67% as 15-Year Drops to 6.04%
Updated
Updated · Yahoo Finance · Sep 8

U.S. 30-Year Mortgage Rate Falls to 6.67% as 15-Year Drops to 6.04%

2 articles · Updated · Yahoo Finance · Sep 8

Summary

  • Zillow data for Sept. 8 showed the average 30-year fixed mortgage rate down 4 basis points to 6.67%, with the 15-year fixed falling 10 basis points to 6.04%.
  • Adjustable-rate loans moved even more: the 5/1 ARM dropped 39 basis points to 6.64%, while the 7/1 ARM stood at 6.53% heading into the holiday-shortened week.
  • Refinance rates remained slightly higher than purchase loans, with the 30-year refi average at 6.73% and the 15-year refi rate at 6.11%.
  • Forecasters still see little relief ahead, with the MBA expecting 30-year rates around 6.60% to 6.70% through 2026 and 6.70% in 2027.

Insights

With mortgage rates predicted to hover near 6.7% through 2027, is waiting to buy a home costing you more than you save?
Adjustable-rate mortgages offer lower initial payments today, but are borrowers unknowingly walking into a financial trap when those rates reset?
VA loans promise zero down and lower rates, but could strict property standards and hidden funding fees secretly derail your home purchase?