Updated
Updated · Fortune · Sep 9
U.S. Debt Hits $117,279 Per Person as $40 Trillion Total Grows by $5.1 Million a Minute
Updated
Updated · Fortune · Sep 9

U.S. Debt Hits $117,279 Per Person as $40 Trillion Total Grows by $5.1 Million a Minute

2 articles · Updated · Fortune · Sep 9

Summary

  • $40 trillion in gross U.S. debt now equals $117,279 per person and $297,522 per household, according to the Joint Economic Committee’s latest monthly budget update.
  • The committee said debt has risen by $2.67 trillion from a year earlier—about $85,111.72 per second, $7.35 billion a day and $5.11 million a minute.
  • At the average daily growth rate of the past three years, the U.S. would reach $41 trillion by mid-January and add another $1 trillion roughly 151 days later, around June 2027.
  • Borrowing costs remain elevated: the average interest rate on marketable national debt was 3.475% in August 2026, up from 3.415% a year earlier and 1.458% five years ago.
  • Debt critics say the burden still reaches households through higher taxes, inflation and loan costs, while debt bulls argue Treasury markets have not yet signaled a debt-driven crisis.

Insights

With the U.S. debt crossing $40 trillion, could the hidden costs trigger a sudden spike in your everyday mortgage and credit card rates?
Could comparing national debt to massive private wealth rather than GDP completely change how we view the impending Social Security funding crisis?
As foreign governments buy fewer U.S. Treasuries, will volatile private investors soon dictate the financial stability of the entire American economy?