Updated
Updated · The Washington Post · Sep 11
Education Department Shifts Millions to Costliest Loan Plan if They Stay in SAVE
Updated
Updated · The Washington Post · Sep 11

Education Department Shifts Millions to Costliest Loan Plan if They Stay in SAVE

3 articles · Updated · The Washington Post · Sep 11

Summary

  • Millions of federal student loan borrowers will be moved into the most expensive repayment option in coming months if they do not leave the SAVE plan.
  • SAVE — a low-cost Biden-era program the Trump administration fought to end — has become a trap for some borrowers because the exit process has been glitchy.
  • Higher monthly payments could hit borrowers who fail to act soon, even as technical snags complicate switching into other repayment plans.
  • The move marks a sharp turn in federal student loan policy, replacing a subsidized repayment path with a costlier default for borrowers still stuck in the system.

Insights

Could a simple bureaucratic glitch trap you in a massive student loan payment hike, and how can you escape it?
Are hidden servicer errors during the new student loan transition quietly destroying borrowers' credit scores without their knowledge?