Updated
Updated · Yahoo Finance · Sep 12
Investopedia Finds 9 Warm-Weather States Need Up to $296,275 Less Than Florida for Retirement
Updated
Updated · Yahoo Finance · Sep 12

Investopedia Finds 9 Warm-Weather States Need Up to $296,275 Less Than Florida for Retirement

3 articles · Updated · Yahoo Finance · Sep 12

Summary

  • $1.10 million in savings is needed for a typical retired couple to live comfortably in Florida after average Social Security, giving Investopedia a benchmark for cheaper warm-weather alternatives.
  • Arkansas ranked cheapest at $806,521—$296,275 below Florida—followed by Mississippi, Louisiana, Tennessee and Alabama, all requiring at least about $241,000 less.
  • New Mexico, Arizona, South Carolina and Georgia also came in below Florida, with Georgia the closest lower-cost option at $969,482, or $133,314 less.
  • Florida still ranks only 14th-highest nationally for couples, below states such as New Jersey, Hawaii, California and New York, underscoring that warm weather alone does not guarantee affordability.

Insights

Could moving to a cheaper warm-weather state cost you more in hidden healthcare and lifestyle trade-offs?
Are Florida's rising insurance costs quietly destroying its reputation as the ultimate tax-free retirement paradise?