Arizona HOA Forecloses on $475,000 Home Over $977 Debt, Selling It for $8,172

1 articles · Updated · Fox News · Sep 16

Mesa homeowner Toby Newton said his HOA foreclosed on his four-bedroom home and sold it at a November 2025 public auction for $8,172 after he fell behind on $977 in dues.
Newton said he missed payments after losing his sales job, being diagnosed with diabetes and helping a partner with breast cancer, and that the HOA rejected offers to add $50 and later $200 a month.
Attorney fees then pushed the balance to nearly $10,000, he said, and he learned of the auction only two days before it happened; Newton remains in the house and hopes to buy it back.
HOA foreclosures are rising more broadly as associations tighten collections under cost pressure, with the Wall Street Journal reporting such foreclosures have jumped nearly 40% from two years earlier.