1 in 3 Non-Retired Investors Revise Retirement Plans as 57% Eye Guaranteed Income
Updated
Updated · moneylion.com · Sep 18
1 in 3 Non-Retired Investors Revise Retirement Plans as 57% Eye Guaranteed Income
3 articles · Updated · moneylion.com · Sep 18
Summary
33% of non-retired investors say they will change their retirement savings approach over the next 12 months, up from 21% in summer 2024, according to a Nationwide survey.
22% plan to invest more aggressively, up from 16% in 2024, as some investors treat volatility as a buying opportunity rather than pulling back.
57% say recent events make them more likely to put part of their portfolio into an annuity or other guaranteed-income product, showing a parallel push for protection and predictability.
60% of advisors are now more likely to recommend guaranteed-income solutions, while use of registered index-linked annuities rose to 52% in 2026 from 39% in summer 2023.
Nationwide strategists said market swings should be used to check portfolio alignment, warning against chasing rallies or making short-term stock picks instead of staying diversified and focused on long-term goals.