Reform-Linked Think Tank Urges Means-Tested UK State Pension, Shifting Most Workers to Private Pots

3 articles · Updated · Bloomberg · Sep 23

The Centre for a Better Britain proposed cutting Britain’s state pension back to a means-tested safety net if Reform UK takes power.
The plan would replace the current near-universal model—available to people who paid income tax during their working lives—with a more individual-based system.
Most workers would instead be required to build their own retirement savings pots, shifting more responsibility from the state to private provision.
The recommendation injects pension reform into Reform UK’s policy orbit, raising the prospect of a major overhaul of one of Britain’s core welfare entitlements.

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As the UK state pension nears the tax threshold, is the era of universal retirement benefits quietly coming to an end?

Will the radical push to means-test UK state pensions leave middle-class workers facing a retirement poverty trap?

Could losing your guaranteed state pension force you to work forever if a new means-tested system takes over?