B.O.S.S. Retirement Solutions Releases 2026 Social Security Guide as Trust Fund Shortfall Threatens $18,100 Cuts
Updated
Updated · KSL.com · Oct 28
B.O.S.S. Retirement Solutions Releases 2026 Social Security Guide as Trust Fund Shortfall Threatens $18,100 Cuts
1 articles · Updated · KSL.com · Oct 28
Summary
B.O.S.S. Retirement Solutions published a free 2026 Social Security filing guide for Utah residents, targeting people born before 1970 who have not yet claimed benefits.
The firm ties the release to depletion fears at the Social Security Trust Fund, saying current law could trigger automatic benefit cuts within 10 years and cost an average couple $18,100 a year.
Its report also argues many retirees already claim at the wrong time: citing economist Laurence Kotlikoff, it says 94% file suboptimally and the typical worker forfeits about $182,000 in lifetime benefits.
B.O.S.S. says filing decisions are complicated by 2,728 Social Security rules, taxes on up to 85% of benefits and the risk that delaying for a larger check may reduce net retirement income.