IRS Raises 2027 Capital Gains Thresholds, Lifting 0% Rate Cutoff to $51,050
Updated
Updated · CNBC · Nov 5
IRS Raises 2027 Capital Gains Thresholds, Lifting 0% Rate Cutoff to $51,050
3 articles · Updated · CNBC · Nov 5
Summary
The 2027 long-term capital gains brackets will start at 0% for taxable income up to $51,050 for single filers and $102,100 for married couples filing jointly, with the 15% bracket topping out at $563,200 and $633,600.
The IRS said the higher thresholds are part of its annual inflation adjustments, which also lifted dozens of other tax provisions as households face higher housing, grocery and gasoline costs.
For investors, the new limits could shape 2027 decisions on selling appreciated assets or rebalancing brokerage accounts, since gains on assets held more than one year are taxed at 0%, 15% or 20% based on taxable income.
The broader 2027 update also raised the standard deduction to $16,600 for single filers from $16,100 and to $33,200 for married couples from $32,200, alongside higher federal income tax brackets.