Updated
Updated · Yahoo Finance · Aug 12
30-Year Fixed Mortgage Rate Rises to 6.65% as 15-Year Loan Hits 6.00%
Updated
Updated · Yahoo Finance · Aug 12

30-Year Fixed Mortgage Rate Rises to 6.65% as 15-Year Loan Hits 6.00%

3 articles · Updated · Yahoo Finance · Aug 12

Summary

  • The average 30-year fixed mortgage rate climbed to 6.65% on Aug. 12, up 6 basis points from Tuesday, according to Zillow lender marketplace data.
  • Fixed borrowing costs broadly moved higher, with the 15-year fixed rate rising 3 basis points to 6.00%, while the 5/1 adjustable-rate mortgage edged down 1 basis point to 6.51%.
  • Refinance rates remained above purchase-loan levels in key categories, including 6.73% for a 30-year fixed refinance and 6.10% for a 15-year fixed refinance.
  • The latest averages point to continued pressure on homebuyers' monthly payments, even as adjustable-rate options still offer only a slight rate advantage over 30-year fixed loans.

Insights

With 30-year rates creeping toward 7%, what hidden market forces are quietly keeping your dream home just out of reach?
As national mortgage averages climb, are localized rate variations secretly costing you thousands more than your neighbor?
Could the secret to bypassing today's elevated borrowing costs lie in specialized government loans that most buyers completely overlook?