19% of Gen X Expect Never to Retire as Survey Flags 4 Backup Strategies

2 articles · Updated · Forbes · Aug 16

1,003 Gen X respondents in a Zety survey showed 19% do not expect to stop working, while another 19% plan to work past traditional retirement age.
58% said their current income does not cover or only barely covers expenses, underscoring the report’s warning that relying on continued employment is a risky retirement plan.
Four alternatives were highlighted: build a business or side gig, cut expenses to boost savings, relocate for lower living costs, and create co-living or co-working setups that generate income.
The broader message is to start small but act early—review spending, explore cheaper locations and test business ideas before layoffs, health issues or job-market shifts force the decision.