Experts Urge Lifetime Gifting of Surplus Assets to Cut Inheritance Disputes
Updated
Updated · Moneycontrol · Aug 20
Experts Urge Lifetime Gifting of Surplus Assets to Cut Inheritance Disputes
2 articles · Updated · Moneycontrol · Aug 20
Summary
Parents should transfer only genuinely surplus wealth during their lifetime, experts said, using gifting to explain decisions early and reduce post-death disputes among children.
Financial security comes first: seniors should ring-fence enough for living costs, healthcare, emergencies and longevity risk before giving away any cash, shares, gold or property.
Unequal gifts need clear communication because inheritance fights often turn on perceived fairness, caregiving and financial contributions—not just legal entitlement.
Property transfers require extra caution since immovable assets are hard to divide and can trigger valuation, stamp duty and registration costs.
Proper documentation, including registered gift deeds for real estate, is critical to align lifetime gifts with the broader succession plan and limit later claims of coercion or incapacity.