Updated
Updated · USA TODAY · Aug 22
MoneyLion Ranks Scarsdale No. 1 U.S. Suburb at $612,591 Average Household Income
Updated
Updated · USA TODAY · Aug 22

MoneyLion Ranks Scarsdale No. 1 U.S. Suburb at $612,591 Average Household Income

3 articles · Updated · USA TODAY · Aug 22

Summary

  • Scarsdale, New York, led MoneyLion’s 2024-based ranking of the 50 most affluent U.S. suburbs with average household income of $612,591, ahead of West University Place, Texas, at $439,594 and Rye, New York, at $428,806.
  • The list used mean household income from the 2024 American Community Survey and covered suburbs with at least 5,000 households, a methodology that can elevate places with ultra-rich residents and exclude smaller wealthy enclaves.
  • California, New York and Texas accounted for eight of the top 10 suburbs, underscoring how high-income communities remain concentrated around major metros including New York City, Houston, Dallas and San Francisco.
  • Home values tracked that wealth: Los Altos, California, ranked fourth by income, had average home prices of $4.8 million, while Scarsdale and West University Place averaged about $1.7 million.
  • MoneyLion said affluent suburbs often pair strong schools and limited housing supply with proximity to big-city jobs, though it also flagged higher exposure to white-collar crime such as identity theft and wire fraud.

Insights

How might the statistical choice of mean over median income secretly mask massive wealth inequality within America's richest suburbs?
Why are the nation's wealthiest enclaves increasingly vulnerable to a hidden wave of AI-assisted cybercrimes and sophisticated identity theft?
What role do extreme zoning laws play in artificially engineering the exclusivity and skyrocketing home values of these neighborhoods?