Updated
Updated · WiredGov · Sep 15
HMRC Urges 6.9 Million UK Adults to Check State Pension Forecasts During 4-Day Awareness Week
Updated
Updated · WiredGov · Sep 15

HMRC Urges 6.9 Million UK Adults to Check State Pension Forecasts During 4-Day Awareness Week

3 articles · Updated · WiredGov · Sep 15

Summary

  • 6.9 million UK adults have never checked their State Pension forecast, prompting HMRC to push people to use its app and Tax Confident website during Pension Awareness Week from Sept. 15 to 18.
  • 12.5% of adults are in the dark about their forecast, and 45- to 54-year-olds are the least likely age group to have checked despite being at a key stage for retirement planning.
  • 26% say retirement still feels too far away, 24% worry about losing track of pension pots, and 20% are concerned career breaks may have reduced their entitlement.
  • The HMRC app lets users view their State Pension forecast, spot National Insurance gaps and top up contributions if eligible, alongside tax code, PAYE, employment history and Self Assessment records.
  • The campaign reflects a broader effort to improve retirement readiness by clarifying how the State Pension is taxed and how work, savings and inheritance tax can affect finances in retirement.

Insights

With £31.1 billion sitting in lost UK pension pots, could a simple app check reveal a hidden retirement fortune you completely forgot about?
A hidden HMRC glitch might have erased your self-employed National Insurance records; are you secretly missing years of State Pension entitlement?