Goldman Finds 80% of Gen Z Work Multiple Jobs as Retirement Saving Stalls

1 articles · Updated · Fortune · Oct 1

Goldman Sachs’s latest retirement survey found 80% of Gen Z and 77% of millennials now work multiple jobs, with 76% and 73% respectively saying they need that extra income to make ends meet.
61% of all employees reported work outside their primary role as inflated housing and living costs crowd out saving; only 58% said they are on track for retirement, down from 68% a year earlier.
39% said they increased savings into 2026, down from 55%, while 69% of Gen Z and 67% of millennials said debt and household-cost worries hurt their focus at work.
The strain is pushing younger Americans to defer stabilizing milestones such as emergency savings, debt reduction, retirement contributions and home buying, even as 34% say higher pay would drive a job move.