64% of Americans Fear Outliving Savings More Than Death as 66% Lose Sleep Over Finances
Updated
Updated · Yahoo Finance · Oct 7
64% of Americans Fear Outliving Savings More Than Death as 66% Lose Sleep Over Finances
2 articles · Updated · Yahoo Finance · Oct 7
Summary
64% of Americans say running out of money scares them more than death, according to an Allianz study cited by financial planner Wes Moss.
66% lose sleep over finances, with retirement worries often centered on market drops and whether withdrawals will last.
24% of people with $3 million or more in investable assets still fear outliving their money; the share rises to 39% for $1 million-$2.9 million and 45% for $500,000-$999,999.
Moss argues planning matters more than balances alone, pointing to a “Money Green Zone” built around a $1 million-plus nest egg, $100,000-plus income streams, a paid-off mortgage within nine years and a 4% withdrawal rate.
His 2025 survey also found unhappy retirees are twice as likely as happy retirees to worry about running out of money, linking financial anxiety to overall well-being.