Updated
Updated · MortgagePoint · Aug 12
US Luxury Home Entry Price Falls to $1.25 Million for 29th Straight Month
Updated
Updated · MortgagePoint · Aug 12

US Luxury Home Entry Price Falls to $1.25 Million for 29th Straight Month

3 articles · Updated · MortgagePoint · Aug 12

Summary

  • $1,250,750 was the national cutoff for the top 10% of home listings in July, down 2.7% from a year earlier and marking a 29th consecutive annual decline, Realtor.com said.
  • Luxury demand still held up: top-tier homes sold faster than a year ago, with the top 10% moving in 68 days, high-end luxury in 76 days and ultra-luxury in 91 days.
  • Local markets diverged sharply. Austin posted the steepest drop, down 9.6%, while Boston and San Francisco each fell 8.6% even as Boston's inventory rose and San Francisco's shrank 20.9%.
  • Million-dollar listings made up 13.2% of active inventory, slightly below last year, suggesting softer national price thresholds reflect both post-pandemic price resets and tight supply in some markets.
  • California accounted for four of the 10 biggest metro price declines, yet some of its priciest markets still moved quickly, underscoring a luxury market normalizing unevenly rather than broadly weakening.

Insights

The luxury housing threshold has dropped for 29 straight months, but with a massive inventory deficit, is a sudden price rebound inevitable?
Luxury prices are falling, but homes are selling faster than ever. Are buyers secretly losing their upper hand in this cooling market?
With AI wealth triggering million-dollar bidding wars in San Francisco, could this hyper-local tech boom derail the national housing correction?