RCBC Trust Lifts AUM to PHP 230 Billion as Digital Accounts Top 1,000
Updated
Updated · Hubbis · Aug 20
RCBC Trust Lifts AUM to PHP 230 Billion as Digital Accounts Top 1,000
1 articles · Updated · Hubbis · Aug 20
Summary
PHP 230 billion in assets under management by June 2026 marks RCBC Trust’s rise from about PHP 94 billion in 2019, with CEO Robert Ramos citing broader use of RCBC and Yuchengco Group client channels.
More than 1,000 holders now use its digital Investment Management Account, which has grown to nearly PHP 1 billion in AUM from just five accounts and about PHP 200,000 when launched.
That digital push targets younger self-directed investors, while wealthier clients are asking for more tailored portfolios across equities, global fixed income, UITFs and ETFs.
The standalone trust structure has given RCBC Trust more flexibility after its spin-off from RCBC’s Trust and Investments Group, while institutional mandates such as retirement funds remain a core business base.
Ramos said the next phase will focus on faster product delivery, tighter coordination with RCBC Wealth, Treasury and Securities, and AI-driven efficiency balanced against rising fraud and cybersecurity risks.
Despite digital accounts hitting PHP 1 billion, they remain a fraction of RCBC Trust's PHP 230 billion AUM; is digital truly driving growth?
How will RCBC Trust balance artificial intelligence productivity gains with the advanced cybersecurity and fraud risks threatening its new digital investors?
What specific asset criteria must high-net-worth clients meet to unlock RCBC Trust's selective hyper-personalisation for bespoke wealth management?