Updated
Updated · Yahoo Finance · Sep 24
30-Year Mortgage Rate Jumps 11 Basis Points to 7.37% as 10-Year Yield Tops 5.1%
Updated
Updated · Yahoo Finance · Sep 24

30-Year Mortgage Rate Jumps 11 Basis Points to 7.37% as 10-Year Yield Tops 5.1%

1 articles · Updated · Yahoo Finance · Sep 24

Summary

  • Mortgage News Daily put the average 30-year mortgage at 7.37% on Thursday, up 11 basis points from a day earlier and the highest level since May 2024.
  • The jump tracked a deepening bond selloff: the 10-year Treasury yield hit a 19-year high above 5.1% on Wednesday and rose again to about 5.14% Thursday amid worries over oil, inflation and further Fed hikes.
  • Zillow said the Treasury-market turmoil is disrupting late-season homebuying plans as buyers and sellers head toward the holiday slowdown.
  • Other gauges show the same pressure, though with some lag: Freddie Mac's weekly average was 7.03% through Wednesday, while the Mortgage Bankers Association last week put the average at 7.12%, also the highest since May 2024.

Insights

With mortgage rates hitting multiyear highs, could the global bond selloff permanently end the era of affordable homeownership for average buyers?
As AI investments and foreign markets drain capital from US Treasurys, how high will borrowing costs climb before the housing market breaks?
Will the sudden surge in adjustable-rate mortgages save buyers today, or set the stage for a massive financial trap tomorrow?